As 2009 is approaching, it's time for us to sit down and plan for the new year, 2009. I know some of us might not favour this new year resolutions stuff, but think of it positively. The plan itself will create a pathway for your and will make your journey much easier and meaningful. Experts said it'll be more effective if you write down your goals, rather than keeping it to yourself in your head. Basically, writing it down make us hold accountable for the promises we made to ourselves and thus encourage us to work towards our goals. I am glad to know that posting in a blog is also considered as writing it down.
So, here are my financial goals for 2009:
1) Increase my annual income by at least 10%. (to be completed by Dec 2009)
I hope to be able to complete the above financial goals in 2009. Perhaps from time to time, I will have new goals which I wish to add in. And I am thankful to GOD for me to be able to meet most of my 2008 financial goals. The financial goal which was not in my 2008 financial goals was starting a blog on financial planning. I am really glad for this additional goals which I started in Oct 2008. It's making my life richer :)
If you wish to set up your financial goals, make sure they are S.M.A.R.T (Specific, Measurable, Achievable, Realistic, Timebound).
Have a happy and fruitful 2009!